If you’ve watched the news or read any popular magazines in the last few years, you’re probably aware of just how financially crippling it can be to receive a large hospital bill. Even with health insurance, many Americans are finding themselves bordering on bankruptcy due to unexpected illnesses. In today’s post, we’ll provide you with a few tips that can help you lower your medical bills. Bluberry Pi Consulting is your top resource for Bay Area patient advocacy. Our goal is to help our clients obtain the care and services they need at a price they can afford. We offer free consultations, and the prices of our services can be adjusted according to your financial means. We look forward to working with you.
Lower Your Medical Bills With These Tips
Pay in Cash
Just as you’ve probably experienced with other large purchases, paying for as much of your hospital bill as you can with cash is one of the best ways to save yourself money. Many offices, hospitals, and other medical institutions will offer you a substantial discount if you pay your bill in full. Even if you can’t pay your bill in full, paying as much as you can in cash can prevent you from incurring higher bills due to interest.
If you’re an uninsured patient, you should take the time to match your hospital bill to the rates given by insurance companies and other medical institutions in the area. If you are being charged substantially more than other institutions and insurance companies in the area would charge for similar procedures and services, you can use this information as leverage when attempting to lower your bill. Many billing departments are able to do this when a patient makes a compelling case for a lower bill, and you can even hire a patient advocate to help you with this process. Some offices and hospitals will not adjust their rates for uninsured patients, but it is always in your interest to ask.
It’s also important to note that errors in medical billing and coding are more common than you may expect, but it can be difficult to spot them without training. Bluberry Pi Consulting can provide you with a review of any medical bills you have received.
Ask for Financial Assistance
Many hospitals have programs that offer financial assistance to patients in need, and the best way to find out if you qualify is to ask as soon as you get your bill. Even if you think that your income will probably disqualify you from receiving financial aid, it is always worth asking. Many hospitals offer small discounts to patients with high incomes that can make your bill slightly more manageable. Most of the billing departments in offices and hospitals have dedicated billing specialists that can help you find other financial resources as well.
We hope that these tips will help you lower your current or future medical bills. If you’ve received a high hospital bill, Bluberry Pi Consulting can help. Whether you need help drafting an appeal letter or a review of an emergency room bill, we’ll work tirelessly to get your bills lowered.